Unlocking opportunities.
Accessed through the Client Console and via our web API, collections and remittances can be made from any account type to any other party worldwide.
With a flexible choice of payment accounts, individual virtual IBANs linked to specific client bank accounts, crypto accounts and e-money accounts, our collections and remittances solution gives you payment and receipt capability with an instant view of each client’s transaction history.
Case study
Enabling real-time, compliant global remittance with unified fiat and stablecoin infrastructure
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The client. The challenge.
A fast-growing international remittance provider serving consumers across emerging and developed markets, with a model built around fast, cross-border payout in challenging corridors.
The approach.
As volumes increased, the client hit three structural constraints: fragmented banking and on/off ramp partners across jurisdictions, settlement delays driven by cut-offs and correspondent chains, and rising operational overhead plus counterparty risk from duplicated compliance and manual processes.
The outcome.
The client achieved faster and more predictable settlement for recipients, simpler treasury oversight with reduced reconciliation effort, lower liquidity risk through reduced prefunding, materially shorter cross-border settlement times in some corridors, and a scalable model for expansion into new markets without rebuilding banking relationships each time.
Contact us
BCB’s international collection and remittance solution breaks down the barriers to global business. To find out more about our solutions speak to your BCB customer service representative or contact us today.
FAQs
- Why would a remittance company choose BCB and BLINC?BLINC helps remittance companies move and manage money faster, with lower unit cost and less capital locked up.
This isn’t just about providing crypto-friendly accounts – that's a given. BLINC also gives you instant settlement and real-time liquidity control. And, most importantly, it gives you access to the industry-leading liquidity and FX providers already using the BLINC network. That can improve cashflow, reduces trapped capital and supports cost-sensitive operating models. - We already have banking, so what problem does BLINC solve?BLINC solves the treasury and liquidity problems, not just the payment problem.
Traditional banking works for holding money, but it quickly becomes inefficient across borders, entities and partner networks. Different banks, countries and settlement rails all create delays and trapped capital.
BLINC serves the actual business of remittance – moving, settling and re-deploying money efficiently across partners and jurisdictions using its banking network.
It helps you:- Instantly reallocate liquidity across accounts, entities and regions
- Pool and net funds internally before payout
- Reduce delays caused by banking cut-offs, intermediaries and non-instant settlement
- Free up capital that would otherwise sit idle
- Is BLINC basically a remittance or payout product?No. BLINC is a settlement and liquidity network, not a consumer remittance product. It supports internal treasury movements, liquidity optimisation, and faster settlement.
We’re adding third-party payouts as a future capability that will unlock additional value, but many remittance companies already see strong benefits from BLINC today through improved efficiency and capital utilisation. - What are the main benefits for a remittance business?
- Better unit economics — lower total settlement cost at scale
- Time savings — instant settlement, 24/7
- Improved cashflow — faster settlement = fewer idle balances
- More predictable operations — fewer intermediaries, meaning lower third-party risk
- Free and unlimited transfers to any other company in the BLINC network (BCB clients)
These benefits matter particularly in high-volume, low-margin environments. - How does pricing work – and is it competitive?Transfers are fee-free, allowing clients to move funds without per-transaction charges.
BLINC is well-positioned to support high-volume, cost-sensitive businesses.
There is a monthly platform fee, which covers access to BCB’s regulated payments infrastructure and accounts, which means you can use the BLINC network. That can be really beneficial for frequent treasury movements, since it doesn’t penalise you for actually using the service you pay for.