BLINC is BCB Group’s closed-loop payments and settlement network, designed to move money instantly and fee-free across multiple fiat and digital currencies. It enables clients to transfer funds instantly within the BCB network, 24/7 including weekends and holidays, without relying on traditional banking delays, batch processing or cut-off times. BLINC is part of BCB’s wider platform and can be managed via our Client Console, and operates within BCB Group’s regulated framework.

How does BLINC support real-time settlement?

BLINC enables real-time settlement by allowing funds to move instantly between accounts within the network. Transactions are processed continuously, providing immediate confirmation and availability of funds, supporting faster decision-making and operational efficiency.

Can BLINC support cross-border instant payments?

Yes. BLINC can support instant payments across participants regardless of location, provided they are connected to the network. It allows for instant settlement across multiple currencies, including GBP, EUR, SGD, CHF, JPY, NZD, PLN and CAD. Businesses can move funds quickly between jurisdictions without the delays typically associated with cross-border transfers.

BLINC is designed for businesses that require immediate settlement, including exchanges, brokers, market makers and other financial institutions operating in time-sensitive environments. It is particularly relevant where speed and certainty of funds are critical, as funds move instantly between BLINC users. BLINC is used by over 100 institutional clients, including payment and treasury platforms, cross-border commerce and marketplace operators, payroll and payout facilitators, and trading firms and liquidity providers.

What is the difference between BLINC and payment accounts?

Payment accounts provide the infrastructure to hold and move fiat funds via traditional payment rails, whereas BLINC is a real-time network that enables instant transfers between network users. The two work well together, with BLINC complementing payment accounts by providing immediate settlement capabilities.

How can instant payments improve business operations?

Instant payments reduce delays in fund movement, allowing businesses to operate more efficiently. They support faster settlement, improved liquidity management and a better client experience, particularly in environments where timing is critical. With BLINC, transactions are final and confirmed in real time.

Why choose BLINC over traditional payment systems?

Most traditional payment systems still rely on business hours, cut-off times, single currency design and travel through multiple correspondent banks. BLINC offers immediacy and continuous availability, removing the constraints of the delays, uncertainty and trapped liquidity that exist in traditional payment rails. For businesses that depend on speed, this can improve operational responsiveness and reduce friction in moving funds.

BCB Markets FZE

Supporting the future of digital finance

The UAE has established itself as a global hub for financial innovation, digital assets and institutional fintech adoption.

BCB Markets FZE extends BCB Group’s commitment to delivering secure, compliant and scalable financial infrastructure, helping institutions connect traditional finance with the digital asset economy.

Built on a compliance-first foundation, BCB Group supports financial institutions, exchanges, liquidity providers, market makers and fintech businesses across more than 50 countries.

Skyscrapers with stablecoin yield overlay

Trusted infrastructure. Global connectivity.

BCB Group provides enterprise-grade payment accounts, liquidity solutions and treasury infrastructure across fiat and digital assets.

Through our proprietary BLINC network, institutional clients benefit from real-time settlement capabilities designed to support global operations, cross-border payments and evolving treasury requirements.

Our mission is simple: to be the trusted infrastructure for global payments.

Claire Barratt, Managing Director UAE, BCB Group

“We are thrilled to be joining the MENA Fintech Association at such a pivotal moment for digital finance in the region.

The UAE has firmly established itself as a global hub for financial innovation and BCB Group is committed to playing an active role in shaping that future.

This membership gives us a platform to collaborate with the brightest minds in fintech, contribute to the development of a robust and inclusive financial ecosystem, and accelerate our mission of being the trusted infrastructure for global payments by delivering enterprise-grade payment infrastructure for financial institutions operating across global fiat and digital asset markets.”

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To find out more about BCB speak to your BCB customer service representative or contact us today.

Payment accounts

Payment accounts

Payment accounts

Institutional infrastructure for digital asset finance in the UAE

Supporting the future of digital finance

Trusted infrastructure. Global connectivity.

Claire Barratt, Managing Director UAE, BCB Group

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Payment accounts